{"id":41770,"date":"2025-04-24T15:31:31","date_gmt":"2025-04-24T20:31:31","guid":{"rendered":"https:\/\/elmercuriomanta.ec\/?p=41770"},"modified":"2025-04-24T15:31:31","modified_gmt":"2025-04-24T20:31:31","slug":"los-usuarios-pueden-diferir-el-pago-de-sus-cuotas-por-vencer-hasta-180-dias","status":"publish","type":"post","link":"https:\/\/elmercuriomanta.ec\/index.php\/2025\/04\/24\/los-usuarios-pueden-diferir-el-pago-de-sus-cuotas-por-vencer-hasta-180-dias\/","title":{"rendered":"Los usuarios pueden diferir el pago de sus cuotas por vencer hasta 180 d\u00edas"},"content":{"rendered":"\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/elmercuriomanta.ec\/wp-content\/uploads\/2025\/04\/image-380.png\" alt=\"\" class=\"wp-image-41771\" style=\"width:657px;height:auto\" srcset=\"https:\/\/elmercuriomanta.ec\/wp-content\/uploads\/2025\/04\/image-380.png 1024w, https:\/\/elmercuriomanta.ec\/wp-content\/uploads\/2025\/04\/image-380-300x200.png 300w, https:\/\/elmercuriomanta.ec\/wp-content\/uploads\/2025\/04\/image-380-768x512.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Cualquier\u00a0persona\u00a0que requiere\u00a0aliviar su deuda\u00a0de\u00a0manera temporal\u00a0puede\u00a0solicitar\u00a0el\u00a0diferimiento\u00a0de sus\u00a0cuotas\u00a0durante\u00a0seis meses.\u00a0As\u00ed lo resolvi\u00f3 la\u00a0Junta de Pol\u00edtica\u00a0y\u00a0Regulaci\u00f3n Financiera\u00a0bas\u00e1ndose en una\u00a0disposici\u00f3n\u00a0de la\u00a0ley de mujeres emprendedoras.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La\u00a0resoluci\u00f3n empez\u00f3 a regir desde este mes\u00a0e indica que se podr\u00e1n\u00a0aplazar\u00a0los\u00a0pagos\u00a0de\u00a0cuotas\u00a0por\u00a0vencer,\u00a0no vencidas hasta por 180\u00a0d\u00edas, sin que\u00a0se cobren\u00a0costos adicionales\u00a0o\u00a0intereses\u00a0por\u00a0mora.\u00a0La\u00a0medida\u00a0regir\u00e1 hasta el\u00a030 de septiembre.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La Asociaci\u00f3n de Bancos Privados inform\u00f3 que la\u00a0aplicaci\u00f3n\u00a0del\u00a0beneficio\u00a0est\u00e1\u00a0sujeta al an\u00e1lisis\u00a0de la\u00a0situaci\u00f3n\u00a0de\u00a0cada cliente\u00a0para\u00a0determinar\u00a0la\u00a0viabilidad\u00a0o\u00a0no del alivio.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Esa\u00a0evaluaci\u00f3n\u00a0tambi\u00e9n se realiza en las\u00a0cooperativas de ahorro\u00a0y\u00a0cr\u00e9dito. Edgar Pe\u00f1aherrera gerente de\u00a0ICORED\u00a0explica que se\u00a0revisar\u00e1\u00a0la\u00a0capacidad de pago\u00a0del\u00a0asociado.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u201cPara qu\u00e9 le damos un diferimiento de cr\u00e9dito, para que le tenga un tiempo que pueda recuperarse adecuadamente y luego pueda honrar su deuda, pero si esa persona no va a tener esa capacidad no tiene sentido a que le demos\u201d.<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Seg\u00fan Asobanca y la Red de Cooperativas se requieren esos\u00a0an\u00e1lisis\u00a0para\u00a0garantizar\u00a0la\u00a0protecci\u00f3n\u00a0de los\u00a0recursos\u00a0de los\u00a0depositantes\u00a0y la\u00a0sostenibilidad\u00a0de sus\u00a0sistemas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cualquier\u00a0persona\u00a0que requiere\u00a0aliviar su deuda\u00a0de\u00a0manera temporal\u00a0puede\u00a0solicitar\u00a0el\u00a0diferimiento\u00a0de sus\u00a0cuotas\u00a0durante\u00a0seis meses.\u00a0As\u00ed lo resolvi\u00f3 la\u00a0Junta de Pol\u00edtica\u00a0y\u00a0Regulaci\u00f3n Financiera\u00a0bas\u00e1ndose en una\u00a0disposici\u00f3n\u00a0de la\u00a0ley de mujeres emprendedoras.<\/p>\n","protected":false},"author":14,"featured_media":41771,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[88,23],"class_list":["post-41770","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-portada-2","tag-actualidad","tag-ecuador"],"_links":{"self":[{"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/posts\/41770","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/comments?post=41770"}],"version-history":[{"count":1,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/posts\/41770\/revisions"}],"predecessor-version":[{"id":41772,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/posts\/41770\/revisions\/41772"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/media\/41771"}],"wp:attachment":[{"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/media?parent=41770"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/categories?post=41770"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/tags?post=41770"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}