{"id":37209,"date":"2025-02-24T11:30:19","date_gmt":"2025-02-24T16:30:19","guid":{"rendered":"https:\/\/elmercuriomanta.ec\/?p=37209"},"modified":"2025-02-24T11:34:03","modified_gmt":"2025-02-24T16:34:03","slug":"morosidad-otra-cara-de-la-crisis","status":"publish","type":"post","link":"https:\/\/elmercuriomanta.ec\/index.php\/2025\/02\/24\/morosidad-otra-cara-de-la-crisis\/","title":{"rendered":"MOROSIDAD, OTRA CARA DE LA CRISIS"},"content":{"rendered":"\t\t
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MOROSIDAD, OTRA CARA DE LA CRISIS<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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La desesperaci\u00f3n de algunos compatriotas por abandonar el pa\u00eds y buscar mejores condiciones laborales y de vida est\u00e1 afectando indirectamente a las instituciones bancarias, que otorgan cr\u00e9ditos que luego los migrantes no pueden pagar. Esto ha llevado a las cooperativas de ahorro y cr\u00e9dito a restringir los pr\u00e9stamos, lo que ha provocado un estancamiento en su cartera. Las extorsiones y la falta de empleo han obligado a muchos ecuatorianos a emigrar, buscando nuevas oportunidades en pa\u00edses como Estados Unidos y naciones de Europa. Este \u00e9xodo ha incrementado el n\u00famero de morosos que solicitaron cr\u00e9ditos para emprender negocios, pero que, debido a la crisis econ\u00f3mica, se vieron obligados a cerrarlos. Seg\u00fan la Red de Integraci\u00f3n Ecuatoriana de Cooperativas de Ahorro y Cr\u00e9dito (Icored), este fen\u00f3meno se intensific\u00f3 con los apagones de hasta 14 horas, que impidieron a peque\u00f1os negocios cumplir con sus obligaciones y, como consecuencia, tuvieron que cerrar. El panorama para este sector en 2025 no es alentador, dada la incertidumbre pol\u00edtica y el impacto de las medidas migratorias de Donald Trump. Sin embargo, la reactivaci\u00f3n econ\u00f3mica a trav\u00e9s de proyectos en diferentes sectores podr\u00eda ser una v\u00eda para mitigar el impacto fina<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

La desesperaci\u00f3n de algunos compatriotas por abandonar el pa\u00eds y buscar mejores condiciones laborales y de vida est\u00e1 afectando indirectamente a las instituciones bancarias, que otorgan cr\u00e9ditos que luego los migrantes no pueden pagar. Esto ha llevado a las cooperativas de ahorro y cr\u00e9dito a restringir los pr\u00e9stamos, lo que ha provocado un estancamiento en su cartera.<\/p>\n","protected":false},"author":1,"featured_media":37211,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[78],"tags":[],"class_list":["post-37209","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-editorial"],"_links":{"self":[{"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/posts\/37209","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/comments?post=37209"}],"version-history":[{"count":4,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/posts\/37209\/revisions"}],"predecessor-version":[{"id":37215,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/posts\/37209\/revisions\/37215"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/media\/37211"}],"wp:attachment":[{"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/media?parent=37209"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/categories?post=37209"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/tags?post=37209"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}