{"id":27538,"date":"2024-09-08T09:24:32","date_gmt":"2024-09-08T14:24:32","guid":{"rendered":"https:\/\/elmercuriomanta.ec\/?p=27538"},"modified":"2024-09-08T09:26:32","modified_gmt":"2024-09-08T14:26:32","slug":"cooperativas-hallar-una-salida-ordenada","status":"publish","type":"post","link":"https:\/\/elmercuriomanta.ec\/index.php\/2024\/09\/08\/cooperativas-hallar-una-salida-ordenada\/","title":{"rendered":"COOPERATIVAS: HALLAR UNA SALIDA ORDENADA"},"content":{"rendered":"\t\t
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COOPERATIVAS: HALLAR UNA SALIDA ORDENADA<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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El mercado de cooperativas de ahorro y cr\u00e9dito es uno de los pilares que sostienen y apalancan el desarrollo econ\u00f3mico de Ecuador, pero sus estados financieros hoy desnudan la gesti\u00f3n insuficiente, tanto privada como p\u00fablica, que se estar\u00eda haciendo para acompa\u00f1ar la expansi\u00f3n ordenada que debe tener este sector. Expuestas las cifras que publica la propia Superintendencia de Econom\u00eda Popular y Solidaria, las autoridades no pueden minimizar ni tapar la dificultad por la que atraviesa este sistema que, si bien en su conjunto se muestra s\u00f3lido y solvente, acoge a cooperativas que est\u00e1n siendo impactadas por altos niveles de impagos y una menor capacidad para cubrir esas deudas. En aras de no generar p\u00e1nico financiero que derive en el retiro de dep\u00f3sitos, las autoridades no deben dejar de abordar este tema y ejecutar acciones urgentes y a la medida de lo que el sector requiere. No hacerlo es tambi\u00e9n atentar contra los clientes y el propio mercado, hoy responsable del 76 % de los microcr\u00e9ditos que se mueven en este pa\u00eds. Es responsabilidad de la nueva autoridad que acaba de arribar al ente de control, el dise\u00f1ar un plan de remediaci\u00f3n que debe incluir no solo estrategias para achicar el volumen de la cartera mala, sino la revisi\u00f3n de normas que corrijan la forma en que ha venido creciendo este mercado.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Este recurso se ha convertido en un grave obst\u00e1culo para el escrutinio p\u00fablico, clave para el desarrollo y consolidaci\u00f3n de una democracia, donde funcionarios y mandatarios tienen la obligaci\u00f3n de ser tolerantes con la cr\u00edtica que se les hace. En otras palabras, se est\u00e1 utilizando ese C\u00f3digo de la Democracia como mecanismo para neutralizar las cr\u00edticas.<\/p>\n","protected":false},"author":1,"featured_media":27539,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[78],"tags":[],"class_list":["post-27538","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-editorial"],"_links":{"self":[{"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/posts\/27538","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/comments?post=27538"}],"version-history":[{"count":4,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/posts\/27538\/revisions"}],"predecessor-version":[{"id":27543,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/posts\/27538\/revisions\/27543"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/media\/27539"}],"wp:attachment":[{"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/media?parent=27538"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/categories?post=27538"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/tags?post=27538"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}