{"id":12729,"date":"2024-01-09T09:40:32","date_gmt":"2024-01-09T14:40:32","guid":{"rendered":"https:\/\/elmercuriomanta.ec\/?p=12729"},"modified":"2024-01-09T09:40:35","modified_gmt":"2024-01-09T14:40:35","slug":"el-biess-eleva-el-valor-de-los-prestamos-hipotecarios","status":"publish","type":"post","link":"https:\/\/elmercuriomanta.ec\/index.php\/2024\/01\/09\/el-biess-eleva-el-valor-de-los-prestamos-hipotecarios\/","title":{"rendered":"El BIESS eleva el valor de los pr\u00e9stamos hipotecarios"},"content":{"rendered":"\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/elmercuriomanta.ec\/wp-content\/uploads\/2024\/01\/image-116-1024x512.png\" alt=\"\" class=\"wp-image-12731\" style=\"width:400px;height:auto\" srcset=\"https:\/\/elmercuriomanta.ec\/wp-content\/uploads\/2024\/01\/image-116-1024x512.png 1024w, https:\/\/elmercuriomanta.ec\/wp-content\/uploads\/2024\/01\/image-116-300x150.png 300w, https:\/\/elmercuriomanta.ec\/wp-content\/uploads\/2024\/01\/image-116-768x384.png 768w, https:\/\/elmercuriomanta.ec\/wp-content\/uploads\/2024\/01\/image-116.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Para el 2024 se incrementaron los montos m\u00e1ximos de endeudamiento en pr\u00e9stamos hipotecarios para financiar la compra de la primera vivienda. El ajuste responde al alza del salario b\u00e1sico, para: \u2022 Casas de inter\u00e9s social (VIS) el rubro se increment\u00f3 de USD 80 000 a USD 81 880 \u2022 Viviendas de inter\u00e9s p\u00fablico (VIP) de USD 103 000 a USD 105 340&nbsp;<\/p>\n\n\n\n<p>Estos cr\u00e9ditos tienen beneficios: \u2022 La tasa de inter\u00e9s de 4.9%, la m\u00e1s baja del mercado \u2022 El plazo de endeudamiento es de hasta 25 a\u00f1os \u2022 La entrada para la compra de la vivienda es de 5% Por ejemplo, si se compra una casa de USD 100 000, la entrada es de USD 5 000 y la cuota mensual es de USD 550.<\/p>\n\n\n\n<p>&nbsp;Solo seis instituciones financieras entregan pr\u00e9stamos hipotecarios con el inter\u00e9s subsidiado: \u2022 Banco del Pac\u00edfico \u2022 Banco Pichincha \u2022 Banco General Rumi\u00f1ahui \u2022 Mutualista Pichincha \u2022 Mutualista Azuay \u2022 Cooperativa Atuntaqui Las viviendas para este tipo de cr\u00e9ditos tienen que ser nuevas y parte de proyectos inmobiliarios.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Para el 2024 se incrementaron los montos m\u00e1ximos de endeudamiento en pr\u00e9stamos hipotecarios para financiar la compra de la primera vivienda. <\/p>\n","protected":false},"author":1,"featured_media":12731,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[83,1],"tags":[23],"class_list":["post-12729","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sucesos","category-uncategorized","tag-ecuador"],"_links":{"self":[{"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/posts\/12729","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/comments?post=12729"}],"version-history":[{"count":2,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/posts\/12729\/revisions"}],"predecessor-version":[{"id":12732,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/posts\/12729\/revisions\/12732"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/media\/12731"}],"wp:attachment":[{"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/media?parent=12729"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/categories?post=12729"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/elmercuriomanta.ec\/index.php\/wp-json\/wp\/v2\/tags?post=12729"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}